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The 4 Budgeting Tips I Tell My Clients
Budgeting seems like WORK, work that just doesn’t seem worth it sometimes. How can you get yourself to budget and actually stick with it? Here are some tips I share with my clients to help keep them on board.
Fitting Self-Care into Your Budget
When you’re looking through your monthly budget, you may feel like there is no room for anything extra in you life. You may feel like if it’s not essential it has to go. You may feel like life on a budget is tedious and boring, and if that’s the case, your budget will fail. It may not be today, and it may not be tomorrow, but living in a state of “no” is not sustainable. That’s where self-care comes in.
How to Pay for Big Ticket Items While Maintaining Your Budget
Budgets are a great tool to help allocate your money as efficiently as possible. You can use them to watch your discretionary spending, to save for retirement, or to pay down debt. You can also use them to help you schedule out large purchases. So how do you make these large one time payments fit into your budget when you wouldn’t otherwise be able to cover the cost in a single month?
Zero-Sum Budgeting: How to Make It Work for You
For most people budgeting is not a fun exercise, but not all budgets are created equal. Today we spend some time talking about the zero-sum budget, how it works, and why it may help bring you closer to your goals
How My Father's Death Changed My Views on Finance
There’s no arguing that money can be an extremely emotional topic, but factor in a sickness or family death and those effects can be multiplied exponentially. I was 17 when my father passed away. Here are some of the ways his death helped shape my financial views along the way.
Four Reasons Your Budget Fails
If you’ve ever made a budget, you know just how hard it is to stick with it. You may fail month after month to meet your monthly goals, and you’re definitely not alone in that camp. Life will always throw a wrench into your plans no matter how good your intentions may be, but there are some reasons your budget might be failing time and time again. Below we highlight four of the most common reasons and how to troubleshoot them.
How to Pay Yourself First Without Going Broke
At this point in your financial life, you may have heard the advice to “pay yourself first”. As much as this is good advice to give, very few people actually follow it, and there are two big reasons why. Here we address steps you can take to pay yourself first without going broke.
Four Ways to Save Money Without Impacting Your Lifestyle
Saving money is always a good goal, yet often we’d rather focus on our immediate needs and wants rather than our long-term financial picture. But saving money and enjoying your current lifestyle don’t have to be mutually exclusive. Here are four ways to save that won’t impact your enjoyment of your everyday life.
The Surprising Cost of Lunch
Depending on your situation, you may be scraping by on raman everyday or you may have an opportunity to take yourself out for a decent lunch during the workday.Lunch is an opportunity to save money. Let’s look at just what that workday lunch might be costing you and how you can curb your lunch spending.
Four Habits That Can Save You Money Every Day
Need some help finding new ways to save money? Here are four habits that can help you get a little closer to your ultimate financial goals, whatever they may be.
Budgeting Basics to Get You Started
Budgeting may be one of the most crucial exercises you can complete on a road to a healthy financial life, but that doesn’t mean it’s an easy or intuitive process. Budgeting is work, and unfortunately there is no way around it, but there are a few options for how to approach it...