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The Hidden Cost of Pets
It’s time for a confession: I am an animal hoarder. After decades of pet ownership, I am now extremely qualified to share with you just how expensive these companions can be and how you can factor that into your decision making process on whether you are ready for the responsibility on a financial level.
Should You Factor Social Security into Your Retirement Planning?
As a millennial, I’ve always heard that Social Security income will be a thing of the past by the time we reach retirement age. The ultimate question is whether you should factor these benefits into your future income or assume that the social security system as we know it will have disintegrated by the time we come to retirement age. Here are the basics to consider.