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How to Recession-Proof Your Assets
So far this year, we’ve seen the stock market put up record breaking numbers, but several analysts have come out to claim that a market “correction” may happen within the next 18 months. It’s certainly enough to make you take another look at your finances and consider where you have exposure and what can you do to hedge against the next recession.
The Two Investment Tools You Need to Know About
Investing for retirement is important, but some people might be surprised to know that the IRS actually limits the amount you can contribute to certain retirement funds. So where should you be putting your money? Luckily, there are two great investment vehicles to consider when you want to grow your money, but have the flexibility to withdraw funds prior to retirement.
How to Pay Yourself First Without Going Broke
At this point in your financial life, you may have heard the advice to “pay yourself first”. As much as this is good advice to give, very few people actually follow it, and there are two big reasons why. Here we address steps you can take to pay yourself first without going broke.
A New Addition and New Financial Challenges
Let me sum it up in one word… MOTHERHOOD. For those of you that are already raising children, I’m sure you are well versed in the triumphs and challenges of raising a family while maintaining your everyday life. With that said, I wanted to discuss some of the financial changes and challenges we made to make room for our expanding family.
Four Ways to Save Money Without Impacting Your Lifestyle
Saving money is always a good goal, yet often we’d rather focus on our immediate needs and wants rather than our long-term financial picture. But saving money and enjoying your current lifestyle don’t have to be mutually exclusive. Here are four ways to save that won’t impact your enjoyment of your everyday life.
The Hidden Cost of Pets
It’s time for a confession: I am an animal hoarder. After decades of pet ownership, I am now extremely qualified to share with you just how expensive these companions can be and how you can factor that into your decision making process on whether you are ready for the responsibility on a financial level.
Life Insurance 101
Oh, life insurance… No one likes to talk about it, and who can blame them. It’s not exactly a “sexy” topic. That being said, it’s definitely something worth talking about. Here are the basics you should know if you’re considering buying life insurance.
Saving for College: What You Need to Know About 529 Plans
If you’re looking into saving for your child’s college education, you may have heard of 529 college savings plans. But what are these plans, what are the benefits, and are they the right options for you and your family? Here’s what you need to know in a nutshell.
Paying Off Your Auto Loan Early
If you “own” a car, you may be all too familiar with the reality of an auto loan and the bite it takes out of your monthly budget. Here are some tips on when you should pay your auto loan off early and what you need to know if you do.
The Surprising Cost of Lunch
Depending on your situation, you may be scraping by on raman everyday or you may have an opportunity to take yourself out for a decent lunch during the workday.Lunch is an opportunity to save money. Let’s look at just what that workday lunch might be costing you and how you can curb your lunch spending.
Why I Don’t Have an “Extreme Money Story”
In the age of blogging, it seems that the most outrageous or awe-inspiring stories often make their way to the top of the news, and for good reason. We want to feel inspired to do better. The problem comes when trying to live your life as others do if it’s not what fits you or your lifestyle best.
Four Reasons the Cost of Your Mortgage May Change
Whether you own a home already or are planning to purchase one in the future, there are a few things you should know about your monthly mortgage payment and its potential to fluctuate.
How to Turn Your Financial Goals into To Dos
If you’ve already spent the time to sit down and write out your financial goals for the near-term and long-term you’re already ahead of most people. But, once you’ve developed those goals, how do you move forward? How do you take those goals and break them down into a manageable “To Do” list?
How the IRS Reviews Your Tax Return: Should You Be Worried?
With the deadline to file your taxes officially looming we spend some time explaining the process the Internal Revenue Service (IRS) uses to review your return. As dry as taxes may seem, it’s always a good thing to understand what the IRS is looking for and how they go about reviewing your return.
How To Recover From a Money Blunder
We don’t always make “the right” decisions with our money. Whether your blunder took the form of debt or you just generally didn’t get the value out of a purchase, here are some steps you can take to recover from these mistakes so they don’t follow you into the next phase of your financial life.