BLOG
What Is a Money Coach and Do You Need One?
Today, there is a real focus on educating the consumer and helping you to understand exactly how you can take control of your finances, and this is where a money coach can really come in handy. Learn more about what a money coach can do for you.
Does Your Net Worth Really Matter?
So much of what we hear reported in the news stratifies individuals based on their net worth. It’s an easy measure to help quantify economic markers, but is it really a good measure of your wealth and financial health?
Money Challenges Among Millennials
So much has been written about millennials and our finances, but like any other generation there’s a range of extremes that may or may not apply to such a huge group of the population. That being said, there are some very real challenges that face this generation. Here we tackle some of the biggest challenges millennials face and address what can be done about them.
Making Sense of Your Paycheck
Have you ever gotten a new job or a raise only to realize that when payday rolls around you’re taking home a whole lot less than you were expecting? Have you ever thought, “why is my paycheck so small?” While we all expect to pay taxes on our wages, most people couldn’t tell you what all of the line items on their paystub are. Here we cover some of the most common items affecting your take-home pay.
How to Reframe Your Money Mindset
There’s a lot of emotions that go along with money. So many of our highs and lows can be connected to our finances. Today, there is starting to be a greater focus on financial wellness, and one element of this is your money mindset. How do you think about money and how could reframing your thoughts help you live a happier and more financially sound life?
Dealing With Student Loans: Refinancing and Consolidating Debt
This seems to be the new reality for millennials in the United States. By the time you’ve graduated and realized just how much debt you’ve amassed, it can feel crushing and nearly impossible to dig yourself out from beneath it. However, you do have options we're discussing on the blog today.
Are You Saving Enough for Retirement?
It’s the eternal question… How can you know if you’re saving enough for retirement? Everyone is different and their needs for retirement are different, so here are some guidelines to frame your thoughts on retirement and to calculate if you’re doing enough to get there.
Why I Assume My Identity Has Been Stolen: And What I Do About It
Between the Equifax and Target data breaches, whether you’re making a purchase online or in person, your information is at risk. As a result, I’ve taken the stance that I will always assume that my information is out there on the dark web for anyone to use, and here’s what I do about it.
Zero-Sum Budgeting: How to Make It Work for You
For most people budgeting is not a fun exercise, but not all budgets are created equal. Today we spend some time talking about the zero-sum budget, how it works, and why it may help bring you closer to your goals
Retirement Planning 101: Options for Retirement Savings
Where pensions used to be the standard structure, we now have a hundred flavors of retirement savings accounts. Today we’re breaking down some of the most common retirement investment vehicles to make it easier for you to determine where you should funnel your money.
Making the Most Out of Your Mid-Month Budget
You started the month with the best intentions, you put together a realistic budget, spent the first week packing your lunches, and were feeling good about things. Then life happened. Here are a few things you can do to get through the mid-month budget fatigue and salvage what’s left of your month.
How My Father's Death Changed My Views on Finance
There’s no arguing that money can be an extremely emotional topic, but factor in a sickness or family death and those effects can be multiplied exponentially. I was 17 when my father passed away. Here are some of the ways his death helped shape my financial views along the way.
Five Mistakes You’re Making with Your Credit Cards
As credit cards usurp cash as the predominate payment method, we should stay aware of the pitfalls that can often accompany them. Here are five of the top mistakes you can make with your credit cards.
Four Reasons Your Budget Fails
If you’ve ever made a budget, you know just how hard it is to stick with it. You may fail month after month to meet your monthly goals, and you’re definitely not alone in that camp. Life will always throw a wrench into your plans no matter how good your intentions may be, but there are some reasons your budget might be failing time and time again. Below we highlight four of the most common reasons and how to troubleshoot them.
How to Prioritize Your Financial To Dos
Time and again, the question I hear from clients the most is how to choose what financial priorities to put first. It sounds like it should be a simple exercise, but most of us don’t have unlimited money lying around to fulfill all our current and future financial needs and wants. So when you’re working with limited funds, what’s really important? How can you invest for the future and still live the life you want today?